VA Loans

Veterans and surviving spouses finance up to 100% of your new home’s value up to $510,400 (or more, in high-cost areas; see loan limits), or refinance, with no money down, and no private mortgage insurance premium (PMI). You can even fold closing costs into your loan. Refinance with minimal paperwork in as little as 21 days. Lower credit scores accepted from qualified buyers.

A VA (Veterans Affairs) Loan may be a great solution for you if:

You’re a first-time or repeat homebuyer; and
You’re an eligible Veteran or military; and
You want a low down payment.

VA Loan benefits and features:

Eligible borrowers include Veterans, certain members of the Selected Reserve, active-duty service personnel, and certain categories of spouses.
No down payment! No mortgage insurance is required. The funding fee can be financed into the loan.
Credit score: Minimum is usually 580.
Gifts and seller contributions are acceptable toward closing costs.
Other requirements and conditions apply.

CONTACT THE JEAN GROUP today for more information about Fixed-Rate Mortgages and about which type of loan and rate program will best help you achieve your goals.