Fixed-Rate Mortgages

Fixed rate loans are available for purchases of up to $510,400 (or more, in high-cost areas; see loan limits) for as little as 3% down or refinance an existing mortgage and get up to 85% loan-to-value with a competitive interest rate and take cash out. Fixed rate loans are ideal for individuals with good to excellent credit who can comfortably afford a higher monthly payment. Lock in an interest rate and enjoy fixed monthly payments over the life of your loan.

A Fixed-Rate Mortgage includes:

FHA, Conventional, VA, USDA, Jumbo, Refinance, Renovation, and State Housing Agency Loans

Fixed-Rate Mortgage benefits and features:

Is often a good choice for those planning to be in their house for more than 10 years.
Predictability: The interest rate and mortgage payments are the same over the entire term of the loan.
Terms range from 10 to 30 years.
Other requirements and conditions apply.
An Adjustable-Rate Mortgage (ARM) includes:
FHA, Conventional, VA, Jumbo, and Refinance Loans

CONTACT THE JEAN GROUP today for more information about Fixed-Rate Mortgages and about which type of loan and rate program will best help you achieve your goals.