Jason Jean has been helping clients purchase homes and save money with refinances since 2005. He graduated from the University of MA, Amherst with a Bachelor of Science in Biology in 2001, and became a high school math and science teacher, as well as a coach. In 2005 he decided to leave teaching and took his passion for helping others into the field of mortgages. Since then he has helped thousands of people buy homes or refinance. Too busy to do it all on his own, he started The Jean Group in 2014. Since then, The Jean Group has been a team of mortgage originators serving the lending needs of home owners and home buyers in Massachusetts & Connecticut. The hands-on approach helps every client understand the mortgage process while feeling like they are right by their side each step of the way.

Jason and his team have joined forces with Academy Mortgage to combine the values and service they’ve brought to their clients for years with Academy Mortgage's streamlined, efficient operations and a variety of new available loan programs!

Why Choose The Jean Group for Your Home Loan?
  • Great mortgage interest rates and fees with no surprises at closing.
  • Available and reply promptly 7 days a week.
  • Accurate & complete home loan pre-approvals within 24 hours.
  • Keep clients updated and educated throughout the home loan process.

Loan Programs

Mortgage loan programs are constantly changing and evolving to reflect current market conditions. The mortgage professionals on the Jason Jean team will be able to help you determine which program best suits you. Here is a list of our most common purchase loan programs. 


Pay off your mortgage faster with a fixed rate loan and possibly save thousands on interest at the same time. Fixed rate loans are available for purchases of up to $510,400 (or more, in high-cost areas; see loan limits) for as little as 3% down or refinance an existing mortgage and get up to 85% loan-to-value with a competitive interest rate and take cash out. Fixed rate loans are ideal for individuals with good to excellent credit who can comfortably afford a higher monthly payment. Lock in a your low interest rate now and enjoy fixed monthly payments over the life of your loan


A great choice for first time homebuyers and individuals with less than excellent credit, this federally backed loan for up to $331,760 in Hampden County and $353,050 in Hartford County is offered at competitive rates with fixed terms available from 10-30 years. Down payment assistance may also be available.


Veterans and surviving spouses finance up to 100% of your new home’s value up to $510,400 (or more, in high-cost areas; see loan limits), or refinance, with no money down, no appraisal fee, and no private mortgage insurance premium (PMI). You can even fold closing costs into your loan. Refinance with minimal paperwork in as little as 21 days. Lower credit scores accepted from qualified buyers.


Offered at a special low interest rate for a limited time, an ARM can be an ideal loan for those who plan on remaining in their new home for less than seven years, or for those expecting an increase in their income down the road. Borrow up to $510,400 (or more, in high-cost areas; see loan limits), no penalty to refinance at a later date. An annual ARM where the interest rate is recalculated each year is also available.

203(K) REHAB

Pay for home repairs before you move in when you purchase, or refinance, using the FHA 203(k) Streamline Rehabilitation loan. Fund upgrades and renovations and take up to six months to complete the work.

Use the funds for a kitchen or bath remodel, to repair or replace structural damage, chimney repair, additions to the structure, installation of additional bathroom, finish an attic or basement, repair termite damage or septic work, and more. The Standard 203(k) loan even allows for up to six mortgage payments to be included as part of the renovation funds to cover the period when the home is uninhabitable.


With a USDA Rural Development Home Loan, qualified borrowers can purchase or refinance a designated U.S. Department of Agriculture rural property up to 100% loan-to-value with a 30 year fixed rate mortgage. These loans are not limited to first time homebuyers, and no down payment is required. Flexible credit guidelines apply.


If you are 62 years of age or older, you can can tap into the equity in your home with this unique mortgage. If you own your property outright—or have considerable equity—and will occupy the home, and have financial resources for property-related expenses such as property taxes and insurance, you can receive monthly payments or a line of credit while retaining ownership of your home.


The FHA 203(k) Streamline HIP is the Ideal solution for people who own or wish to purchase a home in need of renovation or repair. Borrow up to $35,000 in additional financing for projects designed to improve single family properties with the FHA 203(k) Streamline loan. Use the funds to repair or replace plumbing, electrical. roof, gutters, flooring or to remodel the kitchen or bathroom. Lower energy costs by installing new windows and doors or improve accessibility for the disabled. This home improvement loan is available for purchases and refinances, and is limited to non-structural renovations.


Why take out a home equity line of credit or a second mortgage to make moderate improvements or renovations? A Fannie Mae HomeStyle Renovation mortgage is an economical and convenient alternative way to make repairs and renovations as part of a first mortgage. Make improvements and modernize the home, eliminate health and safety hazards, replace plumbing, install new windows and doors for energy conservation, improve the exterior with major landscaping, upgrade the home with handicap accessibility, and more.


Sometimes it is difficult to finance loan amounts over the conforming limit. Here at Academy we have multiple products to suit your needs, offering all the way up to 97% loan-to-value with only 3% down! Ask us how you can qualify! (**97% financing on Jumbo loans only offered in MA at this time)


Our state bond program just got better! We can now offer down payment assistance for qualified borrowers! Someproducts offer 100% financing on fixed rates! Ask us today how we can get you into a home with no down payment!

Service Areas

Jason Jean has a mortgage originator license in Massachusetts & Connecticut. If you have any questions, call us at (413) 284-2239.

The first step to getting your mortgage is to get pre-approved. You can start the process by clicking the Apply Online button below.

Apply Online

Jason Jean and his team are Licensed Mortgage Originators in the Following Areas: 

All of Massachusetts including Agawam, Wilbraham, Longmeadow, Springfield, Chicopee, Southwick and Holyoke. 

All of Connecticut including Enfield, Suffield, Windsor, Hartford and Bloomfield.


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