- Great mortgage interest rates and fees with no surprises at closing.
- Available and reply promptly 7 days a week.
- Accurate & complete home loan pre-approvals within 24 hours.
- On time home loan closings.
- Keep clients updated and educated throughout the home loan process.
Mortgage loan programs are constantly changing and evolving to reflect current market conditions. The mortgage professionals at The Jean Group will be able to help you determine which program best suits you. Here is a list of our most common purchase loan programs.
Fixed Rate loans give home buyers the ability to maintain the same rate and payment throughout the life of their loan.
Adjustable Rate loans begin with a set interest rate but once that initial period has passed, rates will vary according to market trends.
FHA loans are insured by the Federal Housing Administration and require mortgage insurance. These loans usually offer lower down payment options and more lenient credit score requirements.
Jumbo loans are loans for a home that is priced higher than loan limits set in place by Fannie Mae or Freddie Mac. Most Jumbo loan limits are $424,100 but can be higher in some areas.
Renovation Loans allow buyers to borrow based on what the house is expected to be worth after the home has been repaired or renovated.
U.S. Department of Agriculture loans are offered to home buyers purchasing a home in rural developments.
The VA loan is a home-mortgage option available to American Veterans and their families. No PMI or down payment is required in order to obtain a VA loan.
SPECIAL LOW DOWN PAYMENT LOANS
We have access to special low down payment loans. Give us a call at (413) 284-2239 for information on these programs.
The Jean Group also offers refinancing options for home owners looking you pay off their existing mortgage and replace it with a new mortgage that typically has a lower interest rate, term period, or monthly payment. Please call us if you have any questions about our loan products.
The Jean Group has a mortgage broker license in Massachusetts & Connecticut. If you have any questions, call us at (413) 284-2239.
All of Massachusetts including Agawam, Springfield, Southfield, Chicopee, Southwick and Holyoke.
All of Connecticut including Enfield, Suffield, Windsor, Hartford and Bloomfield.